Affordable assisted living in Loveland often looks much like any other senior retirement community. The key difference is the level of support residents get, as well as the accommodations they receive.
According to the Federal Reserve Survey of Consumer Finances, the average retirement savings for adults aged 65 to 74 is $609,230. However, that doesn't mean you can't gain access to quality living and amenities with lower savings. Loveland, CO, also supports low-cost living with their various housing programs and "Everyday Eats" food assistance.
Here's what you can expect from affordable assisted living in Loveland.
The cost of assisted living in Colorado will depend on both the location and services offered. Loveland's rates often fall close to the range of $5,000 to $5,700 per month. Larger metropolitan areas like Boulder or Denver can have higher monthly rates.
Residents can expect the price to include a private or semi-private apartment, as well as the following:
Residents who need more extensive personal help may pay a bit more. However, even the more affordable communities tend to bundle most everyday needs into their base cost.
Loveland senior housing is designed as a calming, structured environment with plenty of social opportunities.
A typical day might begin with a warm breakfast in a communal dining area. Seniors can then move on to light exercise classes, craft groups, or personal hobbies. Trained caregivers are available 24/7 to provide daily care support, such as help with bathing and dressing.
Apartments are studio or one-bedroom units designed for accessibility. Even in affordable communities, residents enjoy privacy with their own bathrooms and kitchenette areas.
Affordable assisted living communities include three nutritious meals per day plus snacks. Meals are served in shared dining rooms, but residents can also have them delivered to their apartments. Chefs take into account personal preference as well as dietary and religious restrictions.
Programs often include a wide variety of options to appeal to most residents. Here are some of the activities you can expect:
Outings to local parks, farmers' markets, and the local museum are also common.
Assisted living does not provide medical care by default. In most cases, residents receive routine wellness checks, medication monitoring, and daily care help.
Affordable assisted living often connects with local organizations and nonprofits that can provide additional senior services. Many communities also have volunteers who organize social visits or bring therapy animals.
Even in affordable communities, Loveland's assisted living environments are designed for comfort. Some offer the following amenities:
Seniors may find that amenities are simpler than in higher-end communities. However, they should all foster connection and create a sense of belonging for their residents.
On a national scale, the more affordable care options are located in parts of the Midwest and South. In these areas, the cost of living is lower overall. The opposite is true of coastal cities with higher populations.
Within Colorado, Loveland is one of the more affordable cities to live in compared to high-cost mountain towns or the Denver metro corridor. The city's nonprofit network and municipal planning for senior services help keep prices reasonable.
For families who already live in Northern Colorado, choosing Loveland for assisted living also saves on relocation and travel expenses. Residents can stay close to friends, family, and local healthcare providers.
A major part of retirement budget planning is finding an affordable community.
When looking, make sure to compare fee structures and not only the sticker price. Some communities bundle services into one flat fee, while others have additional charges.
Ask about move-in specials or sliding scales. They may also have a wide variety of apartments at different starting prices.
Most affordable assisted living communities include meals, housekeeping, and personal assistance. Recreational programming is also standard, though that depends on the staff and the area.
Yes. Many communities offer one-bedroom units designed for couples or companions. Fees may be slightly higher for two residents, but shared living is often still less expensive than maintaining separate units.
Some Loveland senior housing communities permit small pets. Pet-friendly policies are more common these days. Always make sure to see if a community has common areas for pets or fenced-in areas that allow them to run around.
If a resident requires more care than the community can handle, they may help coordinate a transition to a higher level of care. Staff will communicate with families well in advance to ensure a smooth move.
Some communities have the tools to handle the transition themselves, such as those that also offer memory care services.
An affordable assisted living community is not always going to be worse than a more expensive one. Even if it costs less, you can still expect a high quality of care, three meals a day, and accessible living spaces. Staff should also provide as much, or as little, help as each resident needs.
Stoneridge at Centerra Senior Living provides both assisted living and memory care services in the Loveland area. Our residents can enjoy a salon and day spa, restaurant-style dining, and a fully outfitted fitness center. Take a look at our floor plans online and reach out with any questions.